Compare Life Insurance Quotes... Expert Comparisons

  • Save over going direct
  • Compare leading insurers
  • No obligation to buy
  • 30-second comparison
  • GDPR Compliant
? Life insurance with critical illness will pay out before you die if you are diagnosed with a critical illness

? Level cover pays out a fixed amount if you die.
Decreasing cover pays out less over time, usually in line with your outstanding mortgage.


? Choose how long you would like your policy to last. If you are not sure, enter an estimate (e.g. 10 years).
? Choose how much you would like to be paid out if you die.

? Guaranteed premiums are fixed for the term of the policy. Reviewable premiums can be changed depending on your circumstances.








  • We compare leading UK life insurance providers, so you can choose the very best quote for your circumstances.
  • Life insurance offers from Standard Life, Axa, Legal & General, Aviva, and more to enable you to compare quotes and service levels.
  • We are independent of any particular life insurance provider.
  • Data Protection Registration Number: ZA092493
  • We are GDPR Compliant
  • Our service is 100% free and you are under no obligation to accept any of the quotes provided.
By clicking "Get Quotes" you agree to be contacted by telephone or email by an FCA Authorised Insurance Firm and confirm that you have read and agreed to our Terms & Conditions and Privacy Policy.

There are two main types of life insurance: level term life insurance and decreasing term life insurance.

Level Term Life Insurance is designed to pay out a fixed sum upon your death to your family. Over the term of the policy (for example, 20 years) it will pay out a particular sum (for example, £150,000) upon your death. It is, of course, an insurance policy that you hope will not have to pay out.

The insurance is designed to make your dependent’s life easier should the worst happen to you. There is little point in having level term life insurance if you have no dependents. If paying the bills and maintaining a reasonable lifestyle would be difficult for your dependents on your demise, then it’s worth having some cover for peace of mind.

It should be remembered that there is never any cash-in value for level term life insurance. If you survive the term, there will be no payout, and if you stop the cover during the policy, there is no redemption value.

Technically, it is an ‘assurance’ policy, and not an ‘insurance’ policy. This is because insurance cover a risk where something might happen. Assurance covers certainties, and, of course, death and taxes are unavoidable!

Level term insurance should not be confused with decreasing term life insurance.

Our team can provide you with a range of quotes depending upon your requirements, so you can then make the right decision.

Click here for a free Life Insurance quote. Our experts save you money.