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Sun Life Direct Life Assurance
Sun Life Direct are a long-standing and trusted name in the UK for providing life insurance. Sun Life will pay a fixed cash sum to your family when they are most in need. Provided by AXA Wealth Ltd, you can be confident it is a name you can trust.
There is no medical required, and cover can be arranged by one of our brokers quickly and easily. If you can answer ‘no’ to five eligibility questions, you are guaranteed to be accepted.
You can choose the level of cover to suit your requirements – just decide how long you want to be covered for, then decide either how much you want to pay each month or how much money you want to be paid out.
Premiums can start from as low as £5 per month, but they will be dependent upon the term you choose, lifestyle factors, and the amount to be paid out.
It should be considered that over time, the effects of inflation will reduce the real amount paid out, and, of course, any payout may be subject to Inheritance Tax as part of your estate.
Also bear in mind that with life insurance there is no cash-in value ar any time. You must keep up payments on premiums too since if you don’t your cover will cease and you wont get any money back.
Sun Life direct promise that your premiums won’t rise over the period of the cover, so you can be reassured that you know how much to budget for each month.
Another factor to consider that if you are diagnosed with a terminal illness, Sun Life Direct could pay out early to eas the burden on you.
Our FSA authorised brokers can provide you with all the information you need to make the right choice when buying life insurance.